Bank Indonesia Launches National Non-Cash Movement - Bank Sentral Republik Indonesia
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August 11, 2020

No. 16/58/DKom

The Governor of Bank Indonesia, Agus D.W. Martowardojo, officially launched the National Non-Cash Movement in Jakarta on 14th August 2014 as part of celebrations for the 69th Anniversary of Indonesian Independence. The signing of a Memorandum of Understanding (MoU) between Bank Indonesia and the Coordinating Ministry of Economic Affairs, the Ministry of Finance, provincial governments as well as provincial government associations throughout the Indonesian archipelago marked the occasion as a form of commitment to support the National Non-Cash Movement. The ceremony was held at Mangga Dua Mall in Jakarta, representing a hub of financial transactions. The launch intends to build public awareness, as well as that of the business community and government institutions, to utilise non-cash methods of payment, which are convenient, secure and efficient.

“The National Non-Cash Movement aims to build public awareness of non-cash payment instruments, thereby gradually fostering a less-cash society. As a form of commitment to extending the use of non-cash instruments, we envisage the National Non-Cash Movement as an annual movement, supported by various activities that enrich public understanding of non-cash payment methods,” stressed Agus D.W. Martowardojo in his opening address.

In comparison to other ASEAN countries, the pick up of electronic-based payment instruments in Indonesia remains relatively limited despite geographical conditions and a large population that evidence vast untapped potential to expand access to the payment system in Indonesia. To that end, Bank Indonesia in conjunction with the banking industry, as the dominant player in terms of offering payment system services to the public, require a joint vision and commitment to encourage the use of non-cash payment instruments towards the manifestation of a less-cash society.

A Memorandum of Understanding (MoU) concerning Electronic Data Capture (EDC) was signed at the launching ceremony by a consortium of three state banks, namely Bank Mandiri, BNI and BRI. Bank Indonesia appreciates the steps taken by the three banks towards boosting efficiency within the retail payment system. Nonetheless, Bank Indonesia also urges other payment system operators to follow suit in order to encourage public utilisation of non-cash payment instruments.

The Governor of Bank Indonesia, along with his delegation, also reviewed implementation of the non-cash payment system in use on the Transjakarta Busway. In addition to service providers, Bank Indonesia also expressed appreciation to the Government for promoting the implementation of non-cash payment instruments in their respective regions. “Through coordination between Bank Indonesia and the Government at the central and local levels as well as players in the payment system industry, we believe that moving forward more and more members of the public will shift towards using non-cash payment instruments, hence realising a less-cash society,” added Agus D.W. Martowardojo.

Looking ahead, Bank Indonesia will continue to endorse electronic transactions and augment payment system infrastructure in order to create and maintain an efficient, secure and reliable payment system by upholding aspects of consumer protection as well as broadening access to the payment system in the national interest. To this end, Bank Indonesia will formulate centralised payments for utility bills and encourage the government to utilise coordinated electronic payment instruments more actively. In that context, an integrated Electronic Bill Presentment System and an integrated payment service between payment networks will be developed.

Jakarta, 14th August 2014
Communication Department

Tirta Segara
Executive Director



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