No: 28/88/DKom
Efforts to maintain sustainable national economic growth momentum require adequate investment support and financing capacity. Various measures are necessary to accelerate optimal, balanced and inclusive intermediation. In synergy with the Government, relevant authorities, the banking industry, investors and business players, Bank Indonesia (BI) continues strengthening joint measures to bolster optimism, accelerate financing disbursements to the real sector, and overcome various intermediation constraints. Such policy synergy is being realised, among others, through the Kick-Off event for the Indonesian Intermediation Acceleration Program (PINISI 2026), held at Bank Indonesia in Jakarta (27/04/26). The Kick-Off event was led by Bank Indonesia Governor, Perry Warjiyo, together with Coordinating Minister for Economic Affairs, Airlangga Hartarto. The event was also attended by leaders from the Ministry of Finance, other relevant government ministries, Danantara, business players, domestic investors and global investors from various countries.
Bank Indonesia Governor, Perry Warjiyo, emphasised that Indonesia's economy must remain driven by domestic demand amid inconducive global conditions. Three salient challenges need to be addressed, namely strenghtening business confidence and matching financing with national priority projects, strengthening domestic growth engines and financing capacity, as well as ensuring that the policies implemented can be transmitted effectively to economic activity. “To support national economic growth in 2026 within the 4.9-5.7% range and beyond, Bank Indonesia is strengthening its policy mix, including macroprudential policy to promote credit growth, while maintaining financial system stability," Governor Perry stated. These efforts are expected to strengthen business confidence, while encouraging a more optimal flow of financing to productive sectors.
Coordinating Minister for Economic Affairs, Airlangga Hartarto, underscored the important role of the financial sector as a motor of development financing. “The financial services sector plays a strategic role as an engine of development financing. Credit must grow soundly, reach MSMEs, and support sectors that can create value added and employment." The Government continues promoting financing to productive sectors, including through Credit Program realisation, which reached Rp78.39 trillion as of 31st March 2026, equivalent to approximately 24.88% of the 2026 target. To that end, all stakeholders must work together to strengthen financing to productive sectors. “The success of this agenda cannot be achieved by the Government alone. The strength of PINISI actually lies in the complementary role of all parties," stated Minister Airlangga.
Supporting sustainable economic growth, Bank Indonesia continues strengthening its policy mix, including macroprudential policy to promote credit growth, while maintaining financial system stability. In March 2026, bank credit grew 9.49% (yoy), accelerating from the previous month. During the Policy Dialogue session, Senior Deputy Governor of Bank Indonesia, Destry Damayanti, stated that ample room remains to revive financing, particularly to productive sectors. The utilisation of bank financing can still be increased, particularly by optimising undisbursed loan facilities, which totalled Rp2,527.46 trillion in March 2026, equivalent to 22.59% of available credit lines. To that end, Bank Indonesia continues optimising its Macroprudential Liquidity Incentive Policy (KLM) to encourage banks to extend loans to Government priority sectors and accelerate further reductions in lending rates. This is supported by adequate banking industry financing capacity, as reflected by a maintained bank liquidity ratio (liquid assets to third-party funds) of 27.85% and TPF growth of 13.55% (yoy) in March 2026.
The PINISI 2026 Kick-off series of events are taking place on 27-28 April 2026. The two-day program involves government ministries/agencies, the banking industry, domestic investors, business players and global investors from various countries. In addition to policy and business dialogue, the program also features showcasing and business matching for Government priority programs and the banking industry. Through this iniatiative, Bank Indonesia, together with the Government and all stakeholders, reaffirms its commitment to accelerating intermediation and promoting investment to maintain sustainable national economic growth momentum.
Jakarta, 27th April 2026
Communication Department
Ramdan Denny Prakoso
Executive Director
