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Communication Department​

1/21/2022 12:00 AM
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Banking Survey In Q4/2021 Banking Industry Indicated Faster Growth Of New Loans

Press Releases

No. 24/16/DKom

The latest Banking Survey conducted by Bank Indonesia revealed how quarterly growth of new loan disbursements accelerated in the fourth quarter of 2021, as reflected by a significant increase in the weighted net balance (WNB) to 87% from 20.9% in the previous period. Broad growth of new loans was indicated by a positive WNB across all loan types. Notwithstanding, survey respondents predicted moderation in the first quarter of 2022, with the corresponding WNB retreating to 52.0%.

Respondents predicted slightly tighter lending standards in the first quarter of 2022, as confirmed by a bump in the Lending Standards Index to 3.4% from 2.6% in the fourth quarter of 2021, with an expectation of higher lending rates at some banks.

The latest survey also showed how respondents have remained optimistic concerning credit growth moving forward, predicting 8.7% in 2022 compared with 5.2% credit growth in 2021. Optimism was stoked, amongst others, by economic and monetary conditions as well as relatively manageable credit risk.

The Banking Survey is available in full from the official Bank Indonesia website.


Jakarta, 21st January 2022

Head of Communication Department

Erwin Haryono

Executive Director



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Halaman ini terakhir diperbarui 1/21/2022 10:26 AM
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