​No.23/37/DKom

In conjunction with the industry, payment system service providers in particular, Bank Indonesia is committed to expanding use of Quick Response Code Indonesian Standard (QRIS) to 12 million merchants in 2021 in order to support the national economic recovery program.  This is consistent with BI efforts to support the Government through the National BBI Movement (Proud of Indonesian Made) and Proud to Travel Indonesia (GBWI).  In 2020, a total of 6 million merchants in 34 provinces and 480 regencies/cities, 85% of which were MSMEs, were using QRIS, supported by infrastructure from 52 licensed payment system service providers.  That achievement was made possible through the support and synergy of many parties, including the central and regional governments, Indonesia Payment System Association (ASPI), payment system service providers, other relevant authorities and the public.  Strong triangular collaboration between Bank Indonesia, the Government and industry, centrally and regionally, is accelerating digital transformation in Indonesia.  Observing broader QRIS acceptance and collaboration amongst various parties, Bank Indonesia and the industry are working in synergy to expand QRIS acceptance to 12 million merchants in 2021 in various communities.  That was the key takeaway of a meeting between Bank Indonesia and payment system service providers entitled “Expanding QRIS to 12 million Merchants” on Wednesday (10/2) in Jakarta.

Such commitments will be attained through measures to increase/expand the QRIS network and facilities via merchants and by increasing public education concerning QRIS uses and benefits.  During the Covid-19 pandemic, in conjunction with the Indonesia Payment System Association (ASPI) and payment system service providers, Bank Indonesia is developing contactless QRIS (QRIS TTM).  Consumers will only need to request a QRIS code from the merchant and save it on their device’s photo gallery.  When it is time to transact, the consumer simply opens the payments application, selects the upload menu from the gallery, selects the QRIS code, enters the value, checks the name of the merchant, enters the PIN and pays. QRIS TTM can also be used for contactless online shopping.

QRIS is also now accepted as a payment method in various sectors, thereby increasing economic efficiency.  The benefits are not merely limited to retail transactions, traditional and modern markets and universities, QRIS can be used for travel (e-ticketing), education, pesantren, transportation, parking, e-retribution as well as social and religious donations. Existing QRIS implementation in various sectors for payment transactions has provided numerous benefits, including greater economic efficiency, financial inclusion, industry competitiveness and the advancement of SMEs.  Moving forward, the support of all parties, including the public, will accelerate the national economic recovery.  For more information on registering as a QRIS merchant click: https://www.bi.go.id/QRIS/default.aspx