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Communication Department

10/21/2021 12:00 AM
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Banking Industry Indicating Positive New Loan Disbursements in Q3/2021

Press Releases

No.23/ 269/DKom

The latest Banking Survey conducted by Bank Indonesia indicated positive new loan disbursements in the third quarter of 2021, despite moderating on the previous period, as confirmed by a weighted net balance (WNB) of demand for new loans of 20.9%. Broad growth of new loans was indicated by a positive WNB across all loan types. Furthermore, respondents predicted stronger growth of new loans disbursed in the fourth quarter of 2021, with the WNB of 90.9%.

Respondents of the latest survey predicted a period of looser lending standards in the fourth quarter of 2021, as reflected by a further decrease in the Lending Standards Index to -0.4% from 2.0% in the previous period. Policy aspects of new loan disbursement predicted to be looser lending standards compared to the previous quarter among others are loan maturities and administration fees.

The survey also revealed how respondents have remained optimistic concerning credit growth in 2021, predicting 5.3% (yoy) expansion in line with monetary and economic conditions as well as relatively manageable credit risk.

The Banking Survey is available in full from the official Bank Indonesia website.



Jakarta, 21st October 2021

Head of Communication Department

Erwin Haryono

Executive Director


Information about Bank Indonesia

Tel. 021-131, Email:

Contact Center BICARA : (62 21) 131
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Working hours: Monday to Friday, 08.00-16.00 West Indonesia Time
Halaman ini terakhir diperbarui 10/21/2021 10:47 AM
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