Financial system stability in Indonesia was maintained, supported by innovation and Bank Indonesia policy mix synergy. The Financial System Stability Index (FSSI) remained in the normal zone throughout the second semester of 2025, underpinned by a resilient banking industry and non-bank financial industry (NBFI) as well as maintained corporate and household performance. Against a backdrop of global dynamics characterised by escalating and expanding geopolitical conflicts, widening trade fragmentation due to US reciprocal tariff policy and volatility in global financial markets, public confidence in financial sector resilience remained high.
Bank Indonesia will continue building close synergy with the Government, Financial System Stability Committee and strategic partners to maintain stability and promote economic growth in line with the Government’s Asta Cita programs. Corporate demand for credit/financing will be encouraged in line with banking intermediation capacity, which remains large, supported by policy synergy among the authorities. To that end, Bank Indonesia will continue strengthening accommodative macroprudential policy, supported by synergy with government ministries/agencies and other relevant authorities through the strategic Indonesian Intermediation Acceleration Program (PINISI) 2026 program to accelerate credit/financing growth to the real sector.
