Introduction
The National Open API Payment Standard, abbreviated to SNAP, is the
national open API payment standard published by Bank Indonesia to create
a healthy, competitive and innovative payment system industry, while
promoting integration, interconnectivity and interoperability as well as
secure and reliable payment system infrastructure; and/or to increase
healthy, efficient and fair market practices in the payment system.
SNAP was developed by Bank Indonesia in cooperation with payment system
industry representatives covering:
-
Technical and Security Standards, Data Standards and Technical
Specifications, as published on the Developer Site.
-
Governance guidelines for interconnected and interoperable open API
payments.
SNAP has been enacted with BI Governor Decree No. 23/10/KEP.GBI/2021,
dated 16th August 2021, concerning Application of the National Open API
Payment Standard for gradual mandatory implementation in each open API
payment.
Develover
Site
In order to support that, Bank Indonesia has created a SNAP Developer
Site to facilitate industry-wide implementation, which provides:
-
Published Standards, consisting of technical and security standards,
data standards and technical specifications.
-
Online sandbox applications to test SNAP-based open API payment
standards in accordance with the technical and security standards,
data standards and technical specifications.
-
Publication Directory.
On the SNAP Developer Site, the published standards and publication
directory are publicly accessible. Meanwhile the sandbox application is
only accessible to:
-
Service providers and/or prospective service providers of SNAP-based
open API payment.
-
Service users and/or prospective service users of SNAP-based open
API payment.
-
System, application and/or device developers of SNAP-based open API
payment.
