QRIS Cross-Border

QRIS Cross-Border is a digital payment solution designed to facilitate seamless cross-border transactions for tourists and businesses. Through this system, Indonesian tourists traveling abroad can make payments at partner merchants by scanning a QR code using their domestic payment applications. Likewise, international tourists visiting Indonesia can use QRIS to conduct transactions at merchants that accept this payment method.

QRIS Cross-Border aims to support trade and tourism activities while empowering micro, small, and medium enterprises (MSMEs) by enabling them to accept digital payments. In addition, this system contributes to strengthening macroeconomic stability using local currencies under the Local Currency Transaction (LCT) framework in bilateral transactions. With QRIS Cross-Border, cross-border payment processes become more secure, and efficient.

Currently, QRIS Cross-Border has established cooperation with several partner countries, namely Thailand, Malaysia, Singapore, and Japan (Indonesia Outbound).

QRIS Cross-Border Payment Service Providers (PSPs)

The following are the Payment Service Providers (PSPs) that have facilitated QRIS Cross-Border in each respective country:

No	Country	Indonesian Travellers Transacting in Partner Countries			International Travellers Transacting in Indonesia
No	Country	PJP Issuer	QR Standard in Partner Country	Transaction Limit	PJP Issuer
1	Thailand	BCA BPD Bali Bank Permata CIMB Niaga LinkAja BSI Bank Mega Finnet Indonesia Bank Pan Indonesia Bank Sinarmas DANA Bank Mandiri OCBC NISP Bank Ina Perdana BTN Bank Nagari Ottocash Bank Danamon Gopay Bank DBS BNI SMBC BRI	PromptPay	In accordance with Bank Indonesia regulations regarding QRIS	Bangkok Bank Krungthai Bank CIMB Thai Bank of Ayudya (BAY) / Krungsri Bank Kasikornbank Public Company Limited Siam Commercial Bank PCL., LTD
2	Malaysia	BCA DANA Bank Sinarmas Bank Permata CIMB Niaga BSI Bank Mega BPD Bali Finnet Indonesia Bank Danamon Ottocash LinkAja Bank Mandiri ShopeePay Bank Ina Perdana BTN Bank Woori Saudara Bank Nagari Bank DBS BNI SMBC BRI Bank Pan Indonesia	DuitNow QR		CIMB Bank Hong Leong Bank Public Bank Touch ‘n Go eWallet Bank of China Finexus UOB Boost AmBank BigPay Maybank Razer FassPay BankIslam Malaysia Berhad RHB Bank Agrobank Revenue Solutions SNT
3	Singapura	BCA Bank Mega BRI Bank Permata CIMB Niaga BPD Bali BSI DANA NETZME Bank Sinarmas Bank Mandiri Bank Ina Perdana MNC Teknologi Finnet Indonesia Bank Pan Indonesia Bank Nagari Bank Danamon Bank DBS BNI	NETS QR		OCBC Bank UOB DBS Paylah
4	Jepang	CIMB Niaga Bank Mega Bank Sinarmas OCBC NISP Gopay Netzme Bank Permata Bank Mandiri BPD Bali BCA BTN SMBC Finnet Indonesia MNC Teknologi Bank Woori Saudara ShopeePay Bank Danamon BNI BRI	JPQR Global		TBA (To be Announced)

How to Use QRIS Cross-Border:

Indonesian Users:

Foreign Users:

Foreign users can make transactions at all QRIS merchants in Indonesia by following these steps:

Open the payment application.
Scan the QRIS code at the merchant.
Enter the payment amount in Indonesian Rupiah (IDR).
Confirm the transaction details and the amount in your local currency.
Enter your PIN.
Transaction successful.

Contoh Tampilan QRIS

For Merchants in Indonesia:

QRIS Cross-Border offers convenience for merchants in accepting payments from international tourists. Merchants can simply use their existing QRIS to receive payments from tourists from partner countries. Most QRIS Payment Service Providers (PSPs) have already facilitated these transactions; however, merchants are advised to reconfirm with their respective PSPs whether they are able to accept QRIS Cross-Border payments.

Notably, although payments are made in foreign currencies, merchants will receive the funds in Indonesian Rupiah (IDR) based on the billed amount. Merchants will not be charged any additional fees to accept QRIS Cross-Border transactions.

Frequently Asked Questions

FAQ QRIS Antarnegara

QRIS Cross-Border

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