Digital
technology has developed at an exponential and transformed into strategic infrastructure
for anyone associated to support economic and financial activities. Improvements
in technology, coupled with growing demand for digital payment methods, are
increasingly reshaping the way payments are made. Technological innovation with
enhanced data capacity and security has enabled more efficient and safer
large-value payment systems, while newer technologies have facilitated the development
of new products and business models. This is evident in the emergence of new
players such as Fintech on top of the high-speed processing of transactions.