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Communication Department​

1/20/2023 10:00 AM
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Banking Survey Q4/2022: Positive Growth of New Loan Disbursements Maintained

Press Releases

​No.25/14​/DKom  ​

The latest Banking Survey performed by Bank Indonesia in the fourth quarter of 2022 indicates positive growth of new loan disbursements, as reflected by a Weighted Net Balance (WNB) of 86.3%, remain strong despite retreating from 88.1% in the previous period. Positive WNB values demonstrate broad-based growth across all loan types, with survey respondents predicting a higher positive WNB in the first quarter of 2023 at 88.3%. 

Meanwhile, respondents forecast slightly looser lending standards in the first quarter of 2023 compared to the previous period, as reflected by a negative Lending Standards Index of -0.5%, primarily in terms of loan maturities and administration fees. 

The latest survey also reveals how respondents have remained upbeat on credit growth moving forward, predicting 8.9% (yoy) growth in 2023. 

The full version of the Banking Survey is available via the official Bank Indonesia website.


Jakarta, 20th January 2023 

Communication Department

Erwin Haryono

Executive Director


Information on Bank Indonesia

Tel. 021-131, email:

Contact Center BICARA : (62 21) 131
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Working hours: Monday to Friday, 08.00-16.00 West Indonesia Time​​​
Halaman ini terakhir diperbarui 1/20/2023 9:59 AM
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