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MSME loans have
signalled positive growth since May 2021 after contracting for nine consecutive
months from August 2020. Annually, growth stood at 1.57% (yoy) in May 2021
before accelerating to 2.70% (yoy) in August 2021. Nevertheless, the opportunity for MSME growth
and development during the recovery period requires financing support. That was the key takeaway of BI Deputy
Governor, Doni P. Joewono, at the Policy Dialogue entitled “MSME Financing” as
part of the Karya Kreatif Indonesia (KKI) 2021 proceedings today (24/9) held
virtually. BI Deputy Governor, Doni P. Joewono, and Deputy Minister of
Cooperatives and Small and Medium Enterprises (SMEs), Hanung Harimba R, attended the online event as speakers.
Deputy Governor Doni
explained that in order to obtain access to finance, MSMEs must remain
consistent and committed to maintaining product quality, creativity and
innovation, while utilising digital technology, collaborating with relevant
parties as well as selectively and carefully accessing information on
Deputy Minister of Cooperatives
and Small and Medium Enterprises (SMEs), Hanung
Harimba R, took the opportunity to emphasise the importance of MSMEs
maintaining a good business track record in order to secure access to finance.
MSMEs are expected to improve their bookkeeping and financial reporting, while
utilising digital technology, as a way to maintain a digital track record,
which will assist the loan approval process.
Echoing Deputy Governor Doni’s
sentiments, Hanung stressed the need for
MSMEs to actively seek information regarding access to finance, including
information on government financing programs.
Kreatif Indonesia (KKI) 2021 spans four days from 23rd–26th
September 2021. In addition to policy
dialogue, KKI 2021 features
various performances, showcases and exhibitions of MSME products, as well as
business coaching, business matching, talk shows, webinars, arts and cultural
performances, onboarding and awards. In total, 525 MSMEs from around the
archipelago are attending KKI 2021, including those under the mentorship of
Bank Indonesia, government ministries/agencies and local government. All KKI
activities and the exhibition showcases are accessible via www.karyakreatifindonesia.co.id. A full catalogue and contact menu are also
available on the KKI website.
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