| Lampiran 13 : Perhitungan Angsuran Kredit | ||||||||
| Jangka waktu kredit | 2 | tahun | ||||||
| Bunga per 2 tahun | 44% | menurun | ||||||
| Jumlah angsuran | 8 | triwulan | ||||||
| A. Pembayaran Angsuran Kredit Investasi | ||||||||
| Tahun | Periode | Kredit | Angsuran | Angsuran | Total | Saldo | Saldo | |
| Pokok | Bunga | Angsuran | Awal | Akhir | ||||
| Tahun 0 | 3.745.300 | 3.745.300 | 3.745.300 | |||||
| Tahun 1 | Triwulan 1 | 468.163 | 205.992 | 674.154 | 3.745.300 | 3.277.138 | ||
| Triwulan 2 | 468.163 | 180.243 | 648.405 | 3.277.138 | 2.808.975 | |||
| Semester 1 | 936.325 | 386.234 | 1.322.559 | 3.277.138 | 2.808.975 | |||
| Triwulan 3 | 468.163 | 154.494 | 622.656 | 2.808.975 | 2.340.813 | |||
| Triwulan 4 | 468.163 | 128.745 | 596.907 | 2.340.813 | 1.872.650 | |||
| Semester 2 | 936.325 | 283.238 | 1.219.563 | 2.340.813 | 1.872.650 | |||
| Tahun 2 | Triwulan 1 | 468.163 | 102.996 | 571.158 | 1.872.650 | 1.404.488 | ||
| Triwulan 2 | 468.163 | 77.247 | 545.409 | 1.404.488 | 936.325 | |||
| Semester 1 | 936.325 | 180.243 | 1.116.568 | 1.404.488 | 936.325 | |||
| Triwulan 3 | 468.163 | 51.498 | 519.660 | 936.325 | 468.163 | |||
| Triwulan 4 | 468.163 | 25.749 | 493.911 | 468.163 | 0 | |||
| Semester 2 | 936.325 | 77.247 | 1.013.572 | 468.163 | 0 | |||
| B. Pembayaran Angsuran Kredit Modal Kerja | ||||||||
| Tahun | Periode | Kredit | Angsuran | Angsuran | Total | Saldo | Saldo | |
| Pokok | Bunga | Angsuran | Awal | Akhir | ||||
| Tahun 0 | 13.553.137 | 13.553.137 | 13.553.137 | |||||
| Tahun 1 | Triwulan 1 | 1.694.142 | 745.423 | 2.439.565 | 13.553.137 | 11.858.995 | ||
| Triwulan 2 | 1.694.142 | 652.245 | 2.346.387 | 11.858.995 | 10.164.853 | |||
| Semester 1 | 3.388.284 | 1.397.667 | 4.785.951 | 11.858.995 | 10.164.853 | |||
| Triwulan 3 | 1.694.142 | 559.067 | 2.253.209 | 10.164.853 | 8.470.711 | |||
| Triwulan 4 | 1.694.142 | 465.889 | 2.160.031 | 8.470.711 | 6.776.568 | |||
| Semester 2 | 3.388.284 | 1.024.956 | 4.413.240 | 8.470.711 | 6.776.568 | |||
| Tahun 2 | Triwulan 1 | 1.694.142 | 372.711 | 2.066.853 | 6.776.568 | 5.082.426 | ||
| Triwulan 2 | 1.694.142 | 279.533 | 1.973.676 | 5.082.426 | 3.388.284 | |||
| Semester 1 | 3.388.284 | 652.245 | 4.040.529 | 5.082.426 | 3.388.284 | |||
| Triwulan 3 | 1.694.142 | 186.356 | 1.880.498 | 3.388.284 | 1.694.142 | |||
| Triwulan 4 | 1.694.142 | 93.178 | 1.787.320 | 1.694.142 | 0 | |||
| Semester 2 | 3.388.284 | 279.533 | 3.667.818 | 1.694.142 | 0 | |||
| C. Jumlah Pembayaran Angsuran Kredit (Investasi dan Modal Kerja) | ||||||||
| Tahun | Periode | Kredit | Angsuran | Angsuran | Total | Saldo | Saldo | |
| Pokok | Bunga | Angsuran | Awal | Akhir | ||||
| Tahun 0 | 17.298.437 | 17.298.437 | 17.298.437 | |||||
| Tahun 1 | Triwulan 1 | 2.162.305 | 951.414 | 3.113.719 | 17.298.437 | 15.136.132 | ||
| Triwulan 2 | 2.162.305 | 832.487 | 2.994.792 | 15.136.132 | 12.973.828 | |||
| Semester1 | 4.324.609 | 1.783.901 | 6.108.511 | 15.136.132 | 12.973.828 | |||
| Triwulan 3 | 2.162.305 | 713.561 | 2.875.865 | 12.973.828 | 10.811.523 | |||
| Triwulan 4 | 2.162.305 | 594.634 | 2.756.938 | 10.811.523 | 8.649.218 | |||
| Semester 2 | 4.324.609 | 1.308.194 | 5.632.804 | 10.811.523 | 8.649.218 | |||
| Tahun 2 | Triwulan 1 | 2.162.305 | 475.707 | 2.638.012 | 8.649.218 | 6.486.914 | ||
| Triwulan 2 | 2.162.305 | 356.780 | 2.519.085 | 6.486.914 | 4.324.609 | |||
| Semester1 | 4.324.609 | 832.487 | 5.157.097 | 6.486.914 | 4.324.609 | |||
| Triwulan 3 | 2.162.305 | 237.854 | 2.400.158 | 4.324.609 | 2.162.305 | |||
| Triwulan 4 | 2.162.305 | 118.927 | 2.281.231 | 2.162.305 | 0 | |||
| Semester 2 | 4.324.609 | 356.780 | 4.681.390 | 2.162.305 | 0 | |||